Zhong Guo Jin Rong Xin Xi Wang·2025-05-13 09:54Core Viewpoint - The Industrial and Commercial Bank of China (ICBC) Ningbo Branch is committed to enhancing financial competitiveness and supporting the construction of a modern coastal metropolis in Ningbo through high-quality financial development, aligning with national strategies for modernization and financial strength [1][9]. Group 1: Party Leadership and Governance - The ICBC Ningbo Branch emphasizes the importance of the Party's leadership in financial work, ensuring alignment with the central government's directives and enhancing political awareness and confidence [2]. - The branch implements a robust organizational structure to cultivate leadership and maintain strict governance, integrating party discipline with operational practices [2]. Group 2: Financial Services and Economic Support - The branch focuses on serving the real economy, particularly in key strategic areas such as technology finance, green finance, inclusive finance, pension finance, and digital finance, to provide diverse financial products [3][4]. - It has become the first commercial bank in Ningbo to exceed 400 billion yuan in loans, actively supporting major infrastructure projects and innovative enterprises with tailored financial solutions [4]. Group 3: Product and Service Innovation - The ICBC Ningbo Branch is enhancing its product offerings by establishing a technology finance center and exploring green finance models to support low-carbon transitions [5]. - It is also developing inclusive financial products like "Science and Technology Loans" and "Intellectual Property Loans" to better serve various sectors, including the aging population [5]. Group 4: Risk Management - The branch prioritizes risk management, implementing early identification and mitigation strategies to ensure financial stability and compliance with regulatory requirements [7][6]. - It maintains a comprehensive risk management framework to address potential risks in key areas such as real estate and local government debt [7]. Group 5: Cultural and Ethical Commitment - The ICBC Ningbo Branch promotes a unique Chinese financial culture, integrating traditional values with modern financial practices to enhance service quality and social responsibility [8]. - The branch aims to balance financial functionality with profitability while focusing on serving the real economy and contributing to social and economic development [8].