多地中小银行密集调降存款利率，有银行却逆势上调

Core Insights - Many small and medium-sized banks have recently lowered deposit interest rates, with some long-term rates dropping below 2%, entering the "1 era" [1] - Conversely, a few banks have raised certain deposit rates, leading to an inverted yield curve between short and long-term rates [1] - An analyst from Rong360 predicts that, influenced by central bank policies, deposit rates may decrease by an additional 20 to 30 basis points in the second half of 2025 [1] - Investors are advised to adjust their return expectations, diversify their investments, and consider increasing their equity investments [1]