Core Insights - The 2024 annual report of Guangdong's housing provident fund reveals significant data on housing loans and withdrawals, indicating a strong focus on supporting young homebuyers and renters [1][5]. Housing Loan Distribution - In 2024, Guangdong issued 15.23 million personal housing loans totaling 1017.02 billion yuan, with an average loan amount of 667,800 yuan, reflecting a year-on-year decrease of 24.60% and 14.63% respectively [4]. - Over 51% of loan recipients are aged between 30 and 40, highlighting the demographic focus on young first-time homebuyers [4]. - The majority of loans (89.46%) are for first-time home purchases, with 58.42% allocated for new homes and 33.99% for second-hand homes [4]. Provident Fund Contributions - In 2024, Guangdong saw a net increase of 4.21 million new units and 289.46 million new employees contributing to the housing provident fund, with total contributions reaching 408.85 billion yuan, a year-on-year increase of 4.99% [2]. - Non-public enterprises account for over 80% of new contributors, with a notable increase in contributions from flexible employment workers [2]. Rental Withdrawals - A total of 12.09 million individuals withdrew from the housing provident fund, amounting to 333.91 billion yuan, with 681.37 million people using the funds for rental purposes, representing 56.35% of total withdrawals [5]. - The rental withdrawal amount increased by 42.74% year-on-year, indicating a growing reliance on the provident fund for rental support [5]. City-Specific Data - Guangzhou, Shenzhen, and Dongguan lead in the number of contributions and withdrawals, with Guangzhou contributing 131.25 billion yuan and Shenzhen 122.71 billion yuan [3].
广东省住房公积金2024年年度报告出炉 超1209万人提取公积金 过半用于租房
Guang Zhou Ri Bao·2025-05-13 19:12