深圳一破产申请引热议，专家：个人破产制度普法仍需加大力度

Core Viewpoint - The case of a retired couple in Shenzhen applying for personal bankruptcy with a monthly income of 12,000 yuan and debts of 1.2 billion yuan has sparked significant public discussion about the personal bankruptcy system in China [1][2]. Group 1: Public Concerns and Legal Framework - The public is concerned about the potential misuse of the personal bankruptcy system, fearing it may be exploited by "professional debtors" [1][2]. - According to the Shenzhen Economic Special Zone Personal Bankruptcy Regulations, the process for personal bankruptcy cases involves strict procedures, including pre-application counseling, application review, court acceptance, and a three-year observation period before debt discharge [2][3]. - Legal experts emphasize that the personal bankruptcy system is designed to protect honest but unfortunate debtors rather than serve as a means to evade debt [2][3]. Group 2: Need for Public Education and System Improvement - There is a prevailing misunderstanding among the public regarding the personal bankruptcy system, indicating a need for further legal education and awareness [3]. - Shenzhen, as a pioneer in exploring personal bankruptcy systems in China, is encouraged to share valuable experiences with other cities and potentially expand the scope of the system [3].