Nan Fang Du Shi Bao·2025-05-14 16:08Core Viewpoint - The "Longgang District 'Park Loan' Promotion Event" aims to address the financing difficulties faced by small and micro enterprises through a collaborative mechanism involving government, banks, and park operators [1][3]. Group 1: Event Overview - The event was themed "Bank-Park Cooperation, Benefiting Enterprises Together" and included financial product promotions, signing agreements, and the establishment of the Longgang Branch of the Shenzhen SME Financial Integration Promotion Center [3][4]. - Over a hundred representatives from government departments, financial institutions, and small and micro enterprises attended the event, showcasing the practical achievements of the "Park Loan" initiative [3]. Group 2: Financing Solutions - The "Park Loan" initiative provides efficient financing support for high-growth small and micro enterprises without collateral through a four-party collaborative mechanism involving government coordination, data sharing, customized bank products, and credit enhancement from guarantee institutions [3][4]. - Customized financial products were introduced, such as the "Cross-Border E-Commerce Loan" from Bank of Communications, with a maximum limit of 10 million yuan, aimed at supporting enterprises in international markets [3]. - Citic Bank launched a no-collateral "Park Loan" product for technology-based SMEs, with a limit of 10 million yuan and a full process completion time of three working days [3]. Group 3: Strategic Partnerships - Several banks, including Citic Bank and Bank of Communications, signed "Bank-Park Cooperation" agreements with six financial institutions and parks, promoting green approval channels and customized credit products for start-up micro-enterprises [4]. - The cooperation is expected to significantly enhance the financing success rate for enterprises within the parks through data sharing [4]. Group 4: Establishment of Financial Center - The Shenzhen SME Financial Integration Promotion Center Longgang Branch was inaugurated, marking the first district-level center in the city, aimed at providing integrated services for SMEs at different development stages [6]. - The center will focus on promoting the "technology-industry-finance" cycle, assisting small and micro enterprises in transitioning to specialized and innovative sectors [6].