展“芯”再出发 深圳农商银行三代核心系统上线，瞄定下个十年

Core Insights - Shenzhen Rural Commercial Bank successfully launched its third-generation core system after three years of development, involving 739 products, 25.5 million customers, and 34.5 million accounts, marking a significant milestone in its 70-year history [2] - The bank's core system transformation aims to replace foreign technology with domestic solutions, aligning with national strategies for digitalization and self-sufficiency in the financial sector [3][4] - The new system enhances operational efficiency, with a transaction capacity increased by over 200%, supporting an average daily transaction volume exceeding 30 million and peak transaction speeds rising from 2,500 to over 6,000 transactions per second [12] Digital Transformation Strategy - The bank initiated its digital transformation strategy in 2021, with a clear roadmap for embracing technological advancements and integrating its operations [5] - The third-generation core system was developed using a "cloud + distributed microservices architecture," which allows for greater flexibility and resilience in operations [6][7] - The bank's approach to digital transformation is characterized by proactive change and self-innovation, reflecting its commitment to staying competitive in a rapidly evolving financial landscape [4][14] Technological Advancements - The bank's new system architecture includes a "two-site, three-center" cloud infrastructure, enhancing disaster recovery capabilities and ensuring operational continuity [9][10] - The successful migration of data and systems during a recent severe weather event demonstrated the effectiveness of the new technology and its ability to maintain operations under challenging conditions [10] - The integration of AI capabilities into the new system positions the bank to leverage emerging technologies for future growth and innovation in financial services [12][13]