镇江长护险即将“扩围” 城乡同享，为更多家庭破解“照护难”

Core Insights - The implementation of long-term care insurance (LTCI) in the city has significantly improved the quality of life for families with severely disabled members, providing essential services such as home bathing assistance and financial support for caregiving [1][2]. Group 1: Long-term Care Insurance Implementation - The LTCI system was officially launched on October 1, 2023, offering five types of services: institutional care, family caregiving subsidies, home care services, basic care services, and specialized care services, including bathing assistance [2]. - As of April 2024, 3,306 severely disabled individuals have benefited from the LTCI, with over 32 million yuan in financial relief provided to families and nearly 3.8 million yuan in caregiving subsidies distributed [2]. Group 2: Impact on Families - The case of a family with three severely disabled members illustrates the transformative effect of the LTCI, where professional caregivers provide home bathing services and monitor vital signs, significantly easing the burden on family caregivers [1]. - The family has received 80 specialized bathing services and 8,000 yuan in caregiving subsidies, highlighting the financial and emotional relief provided by the LTCI [1]. Group 3: Future Expansion - Starting July 1, 2024, the LTCI will expand to include urban and rural residents under basic medical insurance, ensuring equal benefits for all disabled individuals and further enhancing the quality of life for more families [3].