招商银行迎一“70后”副行长：30年老将雷财华任职获批

Core Viewpoint - The appointment of Lei Caihua as the vice president of China Merchants Bank has been approved, marking a significant leadership change within the bank [2] Group 1: Leadership Changes - Lei Caihua, born in September 1974, is the youngest member of the current leadership team at China Merchants Bank, having joined the bank in 1995 and accumulated 30 years of experience [3] - Lei's previous roles include positions such as general manager of various departments and branch manager, culminating in his recent appointment as vice president in December last year [3][5] - Xu Mingjie, who also joined the bank in 1995, has been appointed as vice president pending regulatory approval, which would create a leadership structure of one president and six vice presidents [5] Group 2: Financial Performance - In the first quarter, China Merchants Bank reported revenue of 83.751 billion yuan, a year-on-year decrease of 3.09%, and a net profit attributable to shareholders of 37.286 billion yuan, down 2.08% [5] - Despite the decline in revenue and profit, the bank maintains a leading position in the industry [5] - The bank's asset quality remains strong, with a non-performing loan ratio of 0.94%, the only national joint-stock bank with a ratio below 1%, and a provision coverage ratio of 410.03%, leading among joint-stock banks [5]