[路演]兰州银行：积极面对房地产周期调整 促进金融与房地产良性循环

Core Viewpoint - Lanzhou Bank is actively addressing the impacts of the real estate cycle by adjusting its loan product structure and ensuring financial support for the real estate market to stabilize and recover [2]. Group 1: Company Strategy - The bank is implementing national policies to ensure the stable and healthy development of the real estate industry, promoting a positive financial-real estate cycle [2]. - Lanzhou Bank is focusing on supporting reasonable financing needs for real estate projects, ensuring that policies are effectively executed [2]. - The bank is engaging with local housing authorities to facilitate the acquisition of completed housing for use as affordable rental housing projects [2]. Group 2: Loan Management - The bank is ensuring that loans provided to local state-owned enterprises are managed with strict accounting practices, ensuring funds are used specifically for designated projects [2]. - Lanzhou Bank is leveraging operational property loans to meet the reasonable financing needs of real estate companies, focusing on high-quality projects [2]. - The bank is extending loan repayment periods and legally compliant operational property loans to replace existing debts, ensuring the safety of project loans [2].