平安人寿再度出手！举牌这两家银行H股

Group 1 - Ping An Life has increased its stake in Agricultural Bank of China and Postal Savings Bank of China, reaching 10.38% and 10.05% respectively, triggering the "lifting the stake" rule [1] - This marks the second time in 2023 that Ping An Life has raised its holdings in these banks, having previously done so in January and February [1] - The recent acquisitions include 147 million shares of Agricultural Bank and 23.29 million shares of Postal Savings Bank, increasing their total holdings to 3.191 billion and 1.997 billion shares respectively [1] Group 2 - The insurance sector is favoring bank stocks due to their valuation advantages and stable dividend yields, aligning with the risk preferences and return requirements of insurance funds [2] - In 2023, other insurance companies have also increased their stakes in banks, including Ruizhong Insurance in CITIC Bank and New China Life in Hangzhou Bank [2] - As of April 30, 2023, among 42 listed banks, 30 reported year-on-year profit growth, while 12 experienced declines, indicating a mixed performance in the banking sector [2] Group 3 - The net interest margin in the banking industry continues to decline, but the reduction in funding costs is helping to narrow the margin decline [2] - The National Financial Regulatory Administration has adjusted the regulatory ratio for insurance funds in equity assets to support capital markets and the real economy [2]