华夏银行石家庄分行实干笃行 力促“小微企业融资协调工作机制”高效落地

Core Viewpoint - Huaxia Bank Shijiazhuang Branch emphasizes the importance of small and micro enterprises in national economic development and actively promotes the "Small and Micro Enterprise Financing Coordination Work Mechanism" to address financing difficulties and costs for these enterprises [1][2]. Group 1: Financing Coordination Mechanism - Since the launch of the financing coordination mechanism on October 15, 2024, Huaxia Bank Shijiazhuang Branch has established a dedicated task force led by the branch's top management to implement the work effectively [2]. - By the end of Q1 2025, the branch has approved credit for 318 small and micro enterprises amounting to 890 million yuan, with 292 enterprises receiving loans totaling 730 million yuan [2]. Group 2: Support for Technology Enterprises - The branch has set up 10 key institutions focused on inclusive technology finance, staffed by experienced credit professionals to support the financing development of technology enterprises [3]. - Five comprehensive service plans for regional industry clusters have been developed, targeting specific sectors such as agricultural products and automotive parts to enhance customer acquisition and sustainable business development [3]. Group 3: Efficient Approval Processes - The Shijiazhuang Branch has established a special approval team to expedite loan processes, exemplified by a case where a company received a 10 million yuan loan for equipment upgrades within 10 days of application [4]. - This rapid approval process significantly reduces financing time costs for enterprises, enabling them to quickly initiate projects and gain market advantages [4]. Group 4: Tailored Financial Solutions - Huaxia Bank Cangzhou Branch focuses on specialized and innovative small "giant" enterprises and technology companies, creating customized financial service plans based on detailed assessments of their needs and industry characteristics [5]. - The branch successfully provided loans of 3 million yuan and 15 million yuan to specific technology enterprises in Q1 2025, shifting the focus from traditional credit thinking to a value co-creation model [5]. Group 5: Commitment to Sustainable Development - Huaxia Bank Shijiazhuang Branch aims to build a multi-layered, widely covered, and sustainable financial service ecosystem for small and micro enterprises, contributing to high-quality regional economic development [5].