一季度末商业银行不良贷款率1.51% 较上季末上升0.01个百分点

Core Viewpoint - The non-performing loan (NPL) ratio of commercial banks increased slightly to 1.51% at the end of Q1 2025, indicating a marginal rise in credit risk within the banking sector [1] Group 1: Non-Performing Loans - The balance of non-performing loans reached 3.4 trillion yuan at the end of Q1 2025, an increase of 157.4 billion yuan compared to the previous quarter [1] - The NPL ratio rose by 0.01 percentage points from the end of the previous quarter [1] Group 2: Normal Loans - The total balance of normal loans for commercial banks was 223.7 trillion yuan at the end of Q1 2025 [1] - Among the normal loans, the balance of normal category 2 loans was 218.7 trillion yuan, while the balance of attention category 2 loans was 5 trillion yuan [1]