ZACKSยท2025-05-16 16:26Core Viewpoint - Qifu Technology, Inc. is expected to report its first-quarter 2025 results on May 16, with positive revenue and earnings projections driven by increased demand for loan products and effective risk management practices [1][2][3][4]. Group 1: Earnings and Revenue Expectations - The Zacks Consensus Estimate for Qifu's revenues is projected at $615 million, reflecting a 7% increase from the same quarter last year [2]. - The consensus estimate for earnings is set at $1.72 per share, indicating a significant 68.6% increase compared to the previous year [4]. Group 2: Factors Influencing Performance - The anticipated rise in revenue is attributed to higher demand for loan products, supported by China's special action plan aimed at boosting consumption [2]. - Effective risk management practices are expected to have reduced delinquency rates, thereby lowering losses and enhancing revenue from interest and fees [3]. Group 3: Marketing and Profitability - Qifu's AI strategy is projected to optimize marketing costs, leading to increased user growth and lower customer acquisition costs, which will enhance profitability [4]. - The combination of favorable macroeconomic conditions and efficient ad placements is likely to support volume growth [4]. Group 4: Earnings Prediction Model - Current analysis indicates that Qifu Technology does not predict an earnings beat this time, with an Earnings ESP of 0.00% and a Zacks Rank of 1 (Strong Buy) [5].