Group 1 - Financial technology (FinTech) is becoming a crucial means for banks to enhance their digital transformation and improve service efficiency for the real economy [1][2] - The current FinTech industry is in a phase of scale expansion and technological deepening, characterized by a layered market structure with major participants including internet companies, financial institutions, and emerging tech firms [1][2] - The application of FinTech is extending from payment and credit to supply chain finance and green finance, with high-tech being applied across multiple dimensions in the financial sector [1][2] Group 2 - FinTech plays a significant role in optimizing resource allocation, reducing financing costs, and enhancing service efficiency, particularly through digital, intelligent, and automated technologies [2][3] - The integration of FinTech with supply chain finance allows core enterprises to transmit credit to upstream and downstream companies, improving overall resilience and competitiveness of the industry [2][3] - FinTech innovations are driving the digital transformation of industries by providing customized and collaborative financial services that meet diverse needs [2][3] Group 3 - FinTech is facilitating inclusive services, particularly in rural finance, by improving efficiency and coverage through online and offline innovations [3][4] - The use of big data technology is addressing data silos, reducing operational risks for financial institutions, and enhancing the sustainability of rural finance [3][4] - The deep integration of FinTech with the real economy is becoming a vital engine for high-quality economic development, necessitating further integration of technology and the construction of new ecosystems [3][4] Group 4 - Policy guidance and dynamic risk prevention are essential to support FinTech's resource coverage across various fields, optimizing financing support mechanisms [4] - Establishing special re-lending tools to support supply chain finance and green technology is recommended, along with enhancing enterprise transformation and regional data collaboration [4] - A differentiated regional strategy should be implemented to address industrial data security and exchange standards, solving cross-industry data silo issues [4]
增强金融科技服务实体经济质效
Jing Ji Ri Bao·2025-05-18 21:56