网店虚构订单交易骗取退货“运费险”300多万 如何打击骗保“黑灰产”？

Core Viewpoint - The article discusses a significant insurance fraud case involving "shipping insurance" in e-commerce, where a group of individuals exploited the system to claim over 3 million yuan in fraudulent reimbursements [1][5][8]. Group 1: Insurance Fraud Case Details - A total of 13 suspects were arrested in Shanghai for fabricating transactions to claim shipping insurance reimbursements [1][5]. - The fraudulent activities involved creating fake orders and using false logistics documents to deceive the insurance company [5][7]. - The group registered multiple fake e-commerce accounts and payment accounts to carry out their scheme, with a single account processing up to 360 orders in one day [5][7]. Group 2: Mechanism of Fraud - The fraudsters targeted low-priced items, ensuring that the logistics were set up to maximize reimbursement amounts by manipulating shipping distances [5][7]. - Each fraudulent claim for shipping insurance was calculated at 17.5 yuan per order, leading to substantial daily gains for the perpetrators [5][7]. - The funds obtained from the fraudulent claims were funneled through personal accounts of relatives and then transferred to designated "collection accounts" to avoid detection [7][8]. Group 3: Industry Impact - The case highlights a growing trend of insurance fraud within the financial sector, particularly affecting the insurance market and consumer rights [8]. - The police noted that fraudsters often have prior industry experience and knowledge of the claims process, which aids in executing their schemes [8]. - There is an ongoing concern about the proliferation of online resources encouraging similar fraudulent activities, which could lead to legal repercussions for participants [8].