Workflow
工行防城港分行首发“数字人民币边境特色城市主题硬钱包”助力跨境金融与城市服务双升级

Group 1 - The Industrial and Commercial Bank of China (ICBC) Fangchenggang Branch has launched the first self-designed "Digital RMB Border City Themed Hard Wallet" in Fangchenggang City, integrating local cultural elements and cross-border financial functions [1][3] - The hard wallet features iconic elements of Fangchenggang, such as "National Gate," "Golden Camellia," and "Egrets," showcasing the city's openness and ecological philosophy, serving as a financial tool and a cultural ambassador [3] - The hard wallet aims to enhance cross-border payment experiences, focusing on high-frequency needs like cross-border RMB settlement and border trade, thereby improving the efficiency of cross-border capital flow in the region [3] Group 2 - The hard wallet utilizes Digital RMB's "dual offline" technology, allowing transactions to be completed quickly even without internet access, and will be issued through all branches and an online platform [3] - It can be applied for using valid personal identification documents, covering various public services and creating an inclusive financial service network for all demographics and scenarios [3]