Zhong Guo Zheng Quan Bao·2025-05-19 21:23Group 1 - The core viewpoint of the news is that the Bank of Communications Shandong Branch is actively supporting the national innovation-driven development strategy by implementing a customer management strategy focused on "stabilizing large, strengthening medium, and expanding small" enterprises, particularly in the "hard technology" sector [1] - The bank has established a specialized team for technology finance, integrating various professional talents to enhance customer acquisition capabilities and has updated its focus areas to include "new generation information technology, biomedicine, new energy materials, high-end equipment," and "small giant" enterprises [1] - A pre-review mechanism has been established to guide the credit approval process, ensuring high-quality financial services for technology-oriented enterprises in Shandong Province [1] Group 2 - The bank is building a "circle of friends" for technology finance by connecting with government departments and signing strategic cooperation agreements, thus gaining qualifications for pilot programs and funding management [1] - The launch of the "Jiaoyin Technology Innovation Fund Service Platform" aims to facilitate collaboration between banks, government, and enterprises, promoting innovative funding solutions [1] - The bank has developed long-term cooperation intentions with industry associations and investment institutions to enhance outreach to technology finance customers through various promotional activities [1] Group 3 - The Shandong Branch has introduced a customized product called "Kechuang Qilu Loan," which offers credit limits up to 10 million yuan, based on a comprehensive evaluation model that considers multiple factors [2] - The bank emphasizes a new review approach for technology finance, focusing on industry prospects and small-scale interventions to nurture promising enterprises while ensuring operational feasibility of credit plans [2] - A post-loan management mechanism has been established to dynamically assess customer risk and adjust credit strategies accordingly, ensuring proactive risk management [2]