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中信证券明明:新一轮存款降息来临 年内银行理财规模有望触达33万亿元
news flash·2025-05-20 00:21

Core Viewpoint - The scale of bank wealth management is expected to reach 33 trillion yuan this year, driven by a new round of deposit rate cuts that will help banks control interest costs while increasing the difficulty of attracting deposits [1] Group 1 - The anticipated deposit rate cuts are expected to benefit banks by reducing their interest expenses [1] - The difficulty in attracting deposits may lead to an increase in funds flowing into low-risk asset management products such as bank wealth management [1]