Zhong Guo Jin Rong Xin Xi Wang·2025-05-20 11:48Core Viewpoint - The successful launch of the first batch of data intellectual property pledge loans by the Bank of China Yunnan Branch expands the channels for inclusive finance to support "high-tech enterprises" and "specialized, refined, and innovative" companies [1] Group 1: Data Intellectual Property Financing - The first data intellectual property pledge loan of 1.2 million yuan was successfully issued to Shengshi Zhiyun (Yunnan) Software Co., Ltd., marking a significant case in Yunnan Province [2] - The data intellectual property was assessed at 3.52 million yuan, showcasing the potential value of data assets in financing [2] - The financing initiative aims to explore market-oriented allocation of data elements and promote high-quality development of the digital economy [2][5] Group 2: Cross-Regional Cooperation - The establishment of a cross-regional registration mutual recognition mechanism between Shanghai and Yunnan has facilitated the financing of agricultural data products, exemplifying a new paradigm of digital economy cooperation [3] - The first data product intellectual property registration certificate in Yunnan was awarded to a company for its "beef cattle physiological data product," enabling a financing model that integrates regional resources [3] Group 3: Financial Innovation for Tech Enterprises - The Bank of China Yunnan Branch has innovated credit assessment models to convert data assets into tangible financial support, particularly for tech and innovative enterprises [4] - A green channel for small and micro enterprises was established, allowing for credit approval and disbursement within two working days [4] Group 4: Collaborative Ecosystem for Digital Economy - The successful implementation of data intellectual property financing is a result of collaboration among government, banks, enterprises, and service providers, providing a replicable model for sustainable development in the digital economy [5] - The initiative highlights the effectiveness of market-oriented reforms in data asset allocation, addressing financing challenges for innovative enterprises [5][6]