中国人保健康保费20年年均复合增长率达43.1%

Core Insights - The report highlights the significant growth and achievements of China People's Health Insurance Co., Ltd. over the past 20 years, showcasing its commitment to social responsibility and innovation in health insurance services [1] Financial Performance - From 2005 to 2024, the risk coverage amount increased from less than 1 trillion to 170.9 trillion yuan, while the payout amount rose from less than 1 million to 22.91 billion yuan [1] - Premium income surged from 50 million to 48.7 billion yuan, with an average annual compound growth rate of 43.1% [1] - Total assets reached 141.26 billion yuan, and net assets grew to 14.64 billion yuan, with a cumulative increase of nearly 15 times [1] - The company achieved a profit of 1.93 billion yuan in 2024, maintaining a double-digit return on net assets for two consecutive years [1] Innovation in Services - The company has developed various innovative insurance service models, including the "Zhanjiang Model" for commercial insurance services, "Taicang Model" for critical illness insurance, and "Qingdao Model" for long-term care insurance, among others [1] - These models contribute to national system innovation and medical insurance governance [1] Strategic Vision - The chairman emphasized the company's mission to serve a multi-tiered medical security system and the health of the people, positioning it as an industry benchmark [1] - The company aims to focus on showcasing Chinese characteristics, enhancing functional roles, building health management advantages, and promoting high-quality development in its new journey [1]