Zhong Guo Jin Rong Xin Xi Wang·2025-05-20 12:43Core Viewpoint - The Industrial and Commercial Bank of China (ICBC) Fangchenggang Branch is focusing on financial support for the construction of a manufacturing powerhouse and promoting new industrialization through five key actions and optimizing credit supply to enhance the high-end, intelligent, and green development of the manufacturing industry [1][2]. Group 1: Financial Support and Loan Growth - As of April 2025, the loan balance for the manufacturing sector reached 6.071 billion yuan, an increase of 396 million yuan, representing a growth rate of 6.98% compared to the beginning of the year [1]. - The bank aims to improve the coverage, participation, and benefits of financial service policies while addressing the bottlenecks in policy implementation to enhance the financial service system for the manufacturing sector [1]. Group 2: Credit Management and Cost Reduction - The bank is optimizing its credit management mechanisms by supporting loan access, credit limits, repayment methods, interest rate discounts, collateral options, and loan terms, thereby reducing the overall financing costs for manufacturing enterprises [2][3]. - An incentive and constraint mechanism is being established to clarify departmental responsibilities and task divisions, guiding employees to perform their duties diligently [1]. Group 3: Collaborative Mechanisms and Financing Solutions - The bank has established internal and external collaborative mechanisms to enhance loan approval efficiency and provide high-quality, comprehensive financial services [2]. - A financing project database for key industrialization projects has been created, and various financing connection activities are being conducted to ensure timely funding for manufacturing projects [2]. Group 4: Product Diversification and Tailored Solutions - The bank is developing a diverse, specialized, and differentiated product system tailored to the production scale, cycle characteristics, and funding needs of manufacturing enterprises [3]. - Financing solutions are being customized for key industries such as equipment manufacturing, new materials, power equipment, and biomedicine, enhancing the modernization of industrial and supply chains [3].