金融监管总局透露：正在制定这项专门的贷款新规→

Core Viewpoint - The recent issuance of the "Opinions on Continuously Promoting Urban Renewal Actions" by the Central Committee of the Communist Party of China and the State Council outlines the guiding ideology, work principles, and main objectives for urban renewal, emphasizing the need for financial support to realize these goals [1] Group 1: Key Tasks and Financial Support - The urban renewal action includes eight key tasks such as enhancing the renovation and utilization of existing buildings and promoting the renovation of old urban residential areas [1] - Financial regulatory authorities are developing specific loan management measures for urban renewal projects to clarify loan conditions and standards, thereby improving the timeliness and effectiveness of financial services [1][2] Group 2: New Loan Management Measures - The new loan management measures focus on four main aspects: 1. Coordinated advancement, requiring financial institutions to align with city governments' urban renewal plans [2] 2. Implementation of a project list management system, where city governments pre-select projects and financial institutions conduct independent evaluations [2] 3. Adherence to market-oriented and legal principles, allowing financial institutions to set loan terms based on project characteristics [2] 4. Ensuring risk control by assessing project returns and risks before granting credit [2] Group 3: Financial Institutions' Role - Financial regulatory authorities have been guiding financial institutions to actively participate in urban renewal, including supporting village renovations and infrastructure projects [3] - Institutions are encouraged to utilize various financial instruments such as debt, equity, and property investments to support urban renewal initiatives [3] Group 4: Future Directions - Financial regulatory authorities will continue to implement the "Opinions" by helping financial institutions understand the logic of urban renewal and develop tailored financial products and services [4] - There is a focus on creating a performance evaluation system and ensuring effective collaboration between financial resources and public funds [4]