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王青:预计下半年央行还会继续实施降息
news flash·2025-05-20 23:54

Core Viewpoint - The chief macro analyst at Dongfang Jincheng, Wang Qing, anticipates that the central bank will continue to implement interest rate cuts in the second half of the year, indicating further downward potential for the Loan Prime Rate (LPR) in 2023 [1] Group 1: Economic Environment - The current external environment remains highly uncertain, and domestic policies aimed at stabilizing growth should not be relaxed [1] - Lowering policy interest rates and guiding the LPR downward will significantly reduce loan rates for businesses and residents, thereby lowering financing costs for the real economy [1] Group 2: Investment and Consumption - The reduction in interest rates is seen as a crucial measure to stimulate investment and consumption, which is essential for economic expansion [1] - This approach will help alleviate the high actual loan rates faced by businesses and residents after accounting for price factors, thereby stimulating endogenous financing demand [1]