存贷款利率同步下降 专家:有利于加大金融支持实体经济力度
news flash·2025-05-21 00:54
Group 1 - The one-year and five-year loan market quotation rates (LPR) have both decreased by 10 basis points, now standing at 3.0% and 3.5% respectively [1] - The reduction in LPR is expected to enhance financial support for the real economy, while the optimization of deposit rates by major banks creates favorable conditions for lowering overall financing costs [1] - The decline in LPR will continue to drive down the comprehensive financing costs in society, stabilize market expectations, stimulate credit demand, and promote corporate investment [1] Group 2 - The decrease in the five-year LPR is beneficial for reducing the interest burden on mortgage borrowers, which in turn promotes consumer spending [1]