从资源到资产 绿色金融助力森林“三库+碳库”建设

Group 1 - The core idea is the promotion of the "Three Reservoirs + Carbon Reservoir" initiative in Ningde, focusing on transforming forest resources into active assets through innovative green financial services [1][2][3] - The Ningde branch of the People's Bank of China is actively guiding financial institutions to provide tailored financial services for forestry operations, enhancing the utilization of forest resources [1][2] - As of March 2025, local financial institutions have issued loans totaling approximately 2.26 billion yuan to support the construction of pumped storage projects, significantly contributing to local economic development [2] Group 2 - The introduction of the "Lin e Loan" program allows forestry operators to access financing based on non-standard production factors and forestry operation certificates, facilitating easier and more affordable loans [3][4] - A total of 50 forestry operation certificates have been issued, with "Lin e Loan" credit amounting to 32.55 million yuan and a usage balance of 24.78 million yuan [3] - The Ningde branch has collaborated with multiple departments to establish a financial credit construction plan for new agricultural and forestry entities, resulting in credit agreements totaling 339 million yuan [4] Group 3 - The initiative includes the deployment of 170 financial officers to rural areas to enhance financial literacy and support local forestry and agricultural operations [5] - Financial officers have successfully facilitated loans for various agricultural projects, including a 300,000 yuan loan for a kiwi farm to expand production [5] - The "Carbon Sink" financing model has been introduced, allowing for the use of expected carbon credit revenues as collateral for loans, promoting sustainable economic practices [6][7] Group 4 - The "Carbon Sink Loan" program has issued loans totaling 24.32 million yuan, benefiting 79 forestry households and promoting green financial services [7] - The program aims to convert ecological resources into tangible financial benefits for farmers and small enterprises, supporting the development of sustainable agricultural practices [7]