微众银行携手银联商务推出微业贷国补商户专享贷款 助力消费升级

Group 1 - The core idea of the news is the collaboration between WeBank and UnionPay Business Shenzhen to launch a specialized loan product aimed at merchants on the national subsidy list, addressing their cash flow needs and promoting consumption [1][2][3] - The "Weiyedai National Subsidy Merchant Exclusive Loan" is designed to help merchants with significant inventory funding needs and short-term cash flow issues, creating a favorable consumption environment through government subsidies, corporate discounts, and financial support [1][2] - WeBank's "Weiyedai" is the first online unsecured working capital loan product in China, with over 1.6 million enterprises already credited, of which more than 38% are in wholesale and retail, including many small and micro enterprises related to national subsidies [2] Group 2 - The loan product offers customized credit limits and financing plans for new users benefiting from national subsidies, while existing customers can apply for credit increases and receive exclusive interest rate coupons [2] - The repayment options include a maximum of 24 equal installments and a 3-6 month interest-first repayment plan, aimed at reducing the financial pressure on merchants [2] - Future plans include expanding the successful experience of serving Shenzhen's national subsidy merchants to a national level, providing comprehensive digital financial product solutions to stimulate consumer spending and support the development of the real economy [3]