Workflow
八部门:运用支农支小再贷款等结构性货币政策工具引导金融机构扩大对小微企业信贷支持
news flash·2025-05-21 10:40

Core Viewpoint - The joint issuance of measures by the National Financial Supervision Administration and eight other departments aims to strengthen the regulation of loans to small and micro enterprises, ensuring differentiated supervision and enhancing credit support for these businesses [1] Group 1: Policy Implementation - The measures emphasize the need for differentiated regulatory policies for small and micro enterprises, focusing on optimizing credit allocation and risk prevention [1] - Large commercial banks are encouraged to continue their role as the main force in serving the real economy and maintaining financial stability, while small and medium-sized banks are guided to leverage their geographical and relational advantages to support financing for small and micro enterprises [1] Group 2: Credit Support Enhancement - There will be an increase in financing support for compliant small and micro enterprises with stable operations, genuine financing needs, good credit status, and lawful loan purposes [1] - The measures call for an increase in the issuance of first-time loans, credit loans, medium to long-term loans, corporate loans, and loans to private enterprises, aiming to optimize the structure of loans for small and micro enterprises and enhance service precision [1] Group 3: Structural Monetary Policy - The use of structural monetary policy tools, such as re-lending for agriculture and small enterprises, will be employed to guide financial institutions in expanding credit support for small and micro enterprises [1]