Zhong Guo Jin Rong Xin Xi Wang·2025-05-21 11:58Core Insights - The event "Wealth Management Festival" organized by Bank of China Zhejiang Branch aims to enhance customer value and inject confidence into the market's new cycle through wealth finance [1] - The festival serves as a platform for the bank to practice its financial mission and support the construction of a "common prosperity demonstration zone" [1] Group 1: Market Trends and Analysis - Economic expert Ma Quansheng discussed the current tariff environment, indicating that the recent US-China trade talks have alleviated irrational domestic concerns about tariffs, with a potential future scenario of a 10% baseline tariff remaining in place [2] - Real estate expert Ma Kun predicts that the automotive industry will surpass real estate as the largest industry by 2024, as China enters a phase of asset and consumption stratification [2] - Market strategist Chen Ao emphasized the importance of strategic and tactical asset allocation, noting that easing tariffs have improved global risk appetite and that equity assets should be gradually allocated [2] Group 2: Wealth Management Services - Bank of China Zhejiang Branch has developed a comprehensive service system focusing on "customer-centric" principles, integrating various financial products including deposits, funds, insurance, and wealth management [3] - The bank collaborates with over 200 partner institutions to offer a wide range of financial products, having launched over 23,000 products by the end of April [3] - The bank has established a professional team of nearly 1,000 wealth managers serving 550,000 high-end clients, managing personal financial assets exceeding 700 billion [3] Group 3: Technological Transformation - The bank has built a digital service system to enhance customer acquisition and value, with a focus on personal consumption and online services in the new energy vehicle finance sector [4] - The "Zhejiang Version of Lai Ju Cai" initiative provides tailored payment solutions for individual businesses, adding over 30,000 new merchants last year [4] - The "Qihang+" system enhances marketing capabilities by leveraging vast data resources, improving the bank's service quality and brand influence [4] Group 4: Brand Development and Future Outlook - The Wealth Management Festival has become a significant brand for Bank of China Zhejiang Branch, focusing on macro trends and customer asset allocation [6] - The bank aims to continue developing personalized, full-cycle wealth management services while integrating social responsibility into its financial services [6]