泰安将出台科技贷款新政，最高贴息300万助力企业创新

Core Viewpoint - The policy aims to enhance financial support for technology-oriented small and medium-sized enterprises (SMEs) in Tai'an by reducing lending risks for banks and financing costs for companies through a new risk compensation and interest subsidy management approach [1][3]. Group 1: Policy Details - The Tai'an Science and Technology Bureau has released a draft for public consultation regarding the "Risk Compensation and Interest Subsidy Management Measures for Science and Technology Loans" [1]. - The policy includes significant measures such as a maximum interest subsidy of 3 million yuan for major project transformations under the "Double Ten Project" [1][3]. Group 2: Risk Compensation Mechanism - The risk compensation mechanism involves shared responsibility among the provincial, municipal, and banking sectors, with a risk-sharing ratio of 35% from the provincial government, 35% from the municipal government, and 30% from the banks [3]. - For early-stage and startup technology SMEs assessed through the "Kyrongxin" platform, the maximum risk compensation can reach up to 90% for credit loan principal losses [3]. Group 3: Interest Subsidy Details - The interest subsidy is provided on a post-subsidy basis, with Tai'an offering an additional 20% subsidy on top of the provincial level, capping individual enterprise subsidies at 250,000 yuan [3]. - For projects under the "Double Ten Project," the maximum interest subsidy can reach up to 3 million yuan [3]. Group 4: Application and Oversight - Applications for risk compensation and interest subsidies must be submitted annually, with specific procedures outlined for banks and enterprises to follow [4]. - The policy includes strict oversight measures to prevent fraudulent activities, with penalties for those who misappropriate funds or fail to report accurately [4].