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金融监管总局:正在联合科技部等研究制定科技保险高质量发展的政策文件
news flash·2025-05-22 09:23

Core Viewpoint - The Financial Regulatory Administration is collaborating with the Ministry of Science and Technology to develop policy documents aimed at promoting high-quality development in technology insurance, which serves as a "shock absorber" and "stabilizer" for key core technology breakthroughs and future industry cultivation [1] Group 1: Policy Measures - The first policy measure involves improving the compensation mechanism for the first set and first batch of insurance, with a cumulative risk guarantee exceeding 1 trillion yuan since the pilot launch [1] - The second measure optimizes the solvency regulatory standards for insurance companies, adjusting the risk factor for investments in unlisted equity of strategic emerging industries to 0.4, and lowering the risk factor for investments in stocks of technology board companies from 0.45 to 0.4 [1] - The third measure introduces a pilot program for a major technology breakthrough insurance guarantee mechanism [1]