恒丰银行副行长房毅：我国银团贷款业务正迎来三大战略机遇

Core Viewpoint - The implementation of the "Syndicated Loan Business Management Measures" in November 2024 is expected to create three strategic opportunities for the syndicated loan business in China, shifting the focus from scale expansion to quality improvement [1][2]. Group 1: Strategic Opportunities - The direction of syndicated loan investments will shift towards high-tech manufacturing, high-end equipment manufacturing, and green industries, aligning with China's economic transformation towards high-quality development [1]. - The market ecosystem is evolving into a multi-layered structure, with innovative mechanisms like "group syndicates" providing differentiated participation paths for small and medium-sized banks [1]. - Significant breakthroughs in liquidity construction are anticipated, with innovations in share transfer mechanisms expected to invigorate the secondary market [1]. Group 2: Industry Performance - As of the end of 2024, the total balance of syndicated loans in China is projected to exceed 18.3 trillion yuan, representing a net increase of 2.27 trillion yuan from 2023, with a market share rising to 14.73% and a non-performing loan rate maintained at a low of 0.53% [2]. - Hengfeng Bank's syndicated loan scale has surpassed 45 billion yuan, continuously enhancing service quality and injecting strong momentum into the real economy [2]. - Hengfeng Bank aims to strengthen its professional syndication capabilities, design reasonable financing structures, promote healthy development of loan transfer transactions, and reinforce risk management to prevent systemic financial risks [2].