Core Insights - The core focus of Qifu Technology is on AI integration within its operations, emphasizing a company-wide shift towards AI-driven strategies and projects [1][2][3] Financial Performance - Qifu Technology reported strong performance in Q1 2025, with AI being a central theme in their financial results and management discussions [1] - The company has established a large model team in the fintech sector, directly managed by CEO Wu Haisheng, indicating a significant commitment to AI [1] AI Strategy and Implementation - The company launched an "all-in AI" initiative, encouraging all employees to participate in AI-related projects, marking a shift from a cautious approach to a more aggressive AI strategy [2][4] - The "Deepbank" project aims to redefine the financial industry's intelligent paradigm, with a focus on rapid output and implementation [2][3] Employee Engagement and Culture - Qifu Technology has created a culture of urgency and excitement around AI, with numerous internal meetings and discussions to align employees on AI strategies [3][4] - Different employee groups have emerged, including those who are enthusiastic, anxious, or resistant to change, reflecting a diverse range of attitudes towards the AI transformation [4] Investment and Resource Allocation - The company has committed to unprecedented investments in AI, with no upper limit on budgets for AI-related human resources and development [7][11] - Qifu Technology's "Deepbank Star Sea Plan" aims to attract top AI talent, offering competitive salaries and internal mobility opportunities [10][11] AI Application and Development - The company has begun implementing AI agents in its core business processes, significantly improving operational efficiency and decision-making capabilities [14][15] - Qifu Technology's AI decision-making module has shown promising results, with a model AUC value of 0.64 in risk prediction, indicating effective AI integration [14] Strategic Partnerships - Qifu Technology has signed "AI+ Financial Strategic Cooperation Agreements" with multiple banks, focusing on enhancing marketing, risk control, and decision-making processes [15] - The CEO emphasized that AI technology is crucial for the next generation of fintech, positioning the company for long-term growth through AI-driven innovations [15]
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