华夏银行杨书剑任职资格获批！Q1业绩承压下改革“动真格”

Core Viewpoint - Huaxia Bank has appointed Yang Shujian as the new chairman, marking a significant leadership change aimed at addressing the bank's recent performance challenges and enhancing risk management practices [2][4][9]. Group 1: Leadership Change - Yang Shujian has been approved by the National Financial Supervision Administration to serve as the chairman of Huaxia Bank, completing the appointment process [2]. - Yang, born in August 1969, holds a doctoral degree and has extensive experience in the banking sector, previously serving in various senior roles at Beijing Bank [4]. Group 2: Research and Internal Discussions - Since his appointment, Yang has conducted in-depth research across various branches and subsidiaries of Huaxia Bank, including visits to Changzhou, Nanjing, and Harbin branches, as well as the Huaxia Wealth Management and Credit Card Center [4][5]. - Yang has initiated a "cutting inward" ideological discussion within the bank, focusing on overcoming complacency and exploring new strategies for growth [7][8]. Group 3: Risk Management Focus - During his visits, Yang emphasized the importance of risk prevention, urging branches to maintain a strong awareness of risks and to integrate risk management into the overall operational framework [7]. - He highlighted the need for a robust risk control mechanism at Huaxia Wealth Management and stressed the importance of balancing business development with risk management [7]. Group 4: Financial Performance - Huaxia Bank's Q1 2025 financial report showed a significant decline, with revenue of 18.194 billion yuan, down 17.73% year-on-year, and a net profit of 5.063 billion yuan, down 14.04% [9][10]. - The bank's net interest income decreased by 2.6%, and investment income fell by 7.37%, while fair value losses amounted to 2.473 billion yuan, contrasting sharply with gains in the previous year [9][10]. - The bank's non-performing loan ratio rose to 1.61%, making it the highest among nine listed banks, with a decline in the provision coverage ratio to 156.85% [10][11].