支持银行对接小微企业融资显成效，企查查6项核心经验首度公开

Core Viewpoint - The article discusses the effectiveness of measures taken to support small and micro enterprises in securing financing, highlighting the innovative approach of integrating data, technology, and finance through the platform Qichacha, which provides valuable insights for banks to connect with potential clients [2][3]. Summary by Sections Policy Measures - On May 21, eight departments, including the Financial Regulatory Bureau and the People's Bank of China, released 23 specific policies aimed at increasing financing supply and reducing costs for small and micro enterprises [2]. Challenges in Identifying Potential Clients - Traditionally, bank staff faced challenges in identifying potential enterprises due to time-consuming processes and the risk of losing opportunities to competitors [3]. Innovative Solutions Offered by Qichacha - Qichacha allows banks to quickly filter potential enterprises based on specific criteria such as region and industry, significantly improving efficiency in client identification [4]. Key Features of Qichacha 1. Map Tools: Banks can utilize Qichacha's mapping features to identify quality enterprises near their branches, avoiding inefficient cold calls [5]. 2. Advanced Search: The platform offers advanced search capabilities, allowing banks to narrow down potential clients based on various dimensions such as industry, registration status, and capital [6]. 3. Industry Targeting: Banks can focus on industries with high funding needs, such as international logistics and high-end manufacturing, using Qichacha's industry classification tools [7][9]. 4. Monitoring New Enterprises: Qichacha enables banks to track newly registered enterprises efficiently, reducing the manpower costs associated with traditional methods [10][11]. 5. Relationship Mapping: The platform provides tools to analyze existing clients' networks, facilitating the identification of new business opportunities through existing relationships [12][13]. 6. Identifying Tech Enterprises: Qichacha offers access to a database of technology enterprises, allowing banks to support innovation through targeted financial services [14]. 7. Industry Chain Queries: The platform's industry chain data query function helps banks understand key nodes and core enterprises within specific industries, enhancing their financial service offerings [15][16][17]. Future Outlook - With the implementation of the "Data Element × Three-Year Action Plan (2024-2026)," data-driven financial operations are expected to become standard in the industry, enhancing the efficiency and quality of financial services provided to enterprises [17].