沂源农商银行：精准服务企业，助力县域经济发展

Core Viewpoint - Yiyuan Rural Commercial Bank is focusing on the needs of county economic development, leveraging financial innovation and precise services to enhance credit investment and optimize financial service models, playing a crucial role in stabilizing employment, promoting consumption, and supporting the recovery of the real economy [1] Group 1: Support for Small and Micro Enterprises - Yiyuan Rural Commercial Bank is committed to serving private enterprises and the real economy, enhancing financial service quality through strategies aimed at agriculture, individual businesses, and small enterprises [3] - As of the end of April, the bank's entrepreneurial guarantee loan balance reached 203 million yuan, benefiting 1,043 households [3] - A case study highlights a local entrepreneur who received a 100,000 yuan loan, enabling his glass craft business to grow, achieving annual sales exceeding 1 million yuan and creating 10 temporary jobs [3] Group 2: Empowering Rural Revitalization - The bank has established a specialized financial advisory team, implementing a "one-on-one" door-to-door service model, reducing financing costs through policy loans, and enhancing service convenience [4] - As of the end of April, the "Strong Village Loan" balance was 22.36 million yuan, and loans for the accommodation and catering sector reached 2.12 billion yuan, with an increase of 16.42 million yuan since the beginning of the year [4] - The bank supported a rural tourism cooperative with a 500,000 yuan "Strong Village Loan," facilitating the development of a modern agriculture and tourism model, which has diversified the cooperative's product offerings and strengthened the local economy [4] Group 3: Transformation of Local Communities - Jibao Yu Village has transformed into a scenic village in Shandong Province, recognized as a provincial-level rural revitalization boutique area and a base for food education research and practice [5] - The village has also been established as a research base for primary and secondary school field studies in Zibo City [5]