农业银行多措并举助科技创新跑出“加速度”

Core Insights - The article highlights the proactive measures taken by Agricultural Bank to support technology innovation through financial services, emphasizing the significant growth in loans to technology-oriented enterprises [1][2][3]. Group 1: Financial Support for Technology Enterprises - As of March 2023, Agricultural Bank's loans to technology enterprises reached 1.97 trillion yuan, an increase of over 250 billion yuan since the beginning of the year [1]. - Loans related to technology industries totaled 3.76 trillion yuan, growing by over 600 billion yuan, with a growth rate exceeding 24% [1]. - The bank has engaged over 41,000 enterprises through technology innovation re-loans, with a signed contract amount exceeding 41 billion yuan [1]. Group 2: Customized Financing Solutions - A Shanghai-based leading underground equipment company received over 76 million yuan in loans from Agricultural Bank, addressing its funding needs for daily operations and technology development [2]. - Following the introduction of pilot policies for technology enterprise merger loans, Agricultural Bank has utilized big data analysis to identify suitable enterprises for financing [2]. Group 3: Investment and Fund Management - Agricultural Bank has signed fund cooperation agreements with all 18 pilot cities, with a total signed amount exceeding 40 billion yuan, and has invested in multiple projects [3]. - The bank's Qingdao branch, in collaboration with local government and investment groups, launched a private equity fund focused on strategic emerging industries, completing the entire process in just four months [3]. Group 4: Digital Transformation in Financial Services - Agricultural Bank has implemented a digital operating strategy, introducing online financial products specifically for technology enterprises, optimizing investigation and approval processes [3][4]. - The bank successfully provided a customized credit loan of 2.7 million yuan to a provincial specialized enterprise within six hours of launching the "Kejie Loan" product [4]. Group 5: Future Plans and Policy Alignment - Agricultural Bank plans to enhance its organizational structure and product offerings in alignment with policies from multiple government departments aimed at strengthening technology finance [4].