Zheng Quan Ri Bao Zhi Sheng·2025-05-25 15:14Core Viewpoint - Postal Savings Bank is actively supporting technology-based enterprises by providing comprehensive financial services to help them overcome development bottlenecks and achieve high-level technological self-reliance [1][4]. Group 1: Innovative Financial Service Models - Postal Savings Bank has established 99 technology financial service institutions across key regions to focus on the financial needs of technology-based enterprises [1]. - The bank has introduced the "Tengfei Loan" model, offering medium to long-term loans ranging from 5 million yuan (approximately 0.7 million USD) for 1 year to 30 million yuan (approximately 4.2 million USD) for 2 years, specifically targeting companies like Shenzhen Xinguang Precision Technology Co., Ltd. [1]. Group 2: Full Lifecycle Financial Service System - Postal Savings Bank has developed a full lifecycle financial service system to meet the varying financial needs of technology-based enterprises at different stages of development, including startup, growth, and maturity [2][3]. - The bank's comprehensive product matrix combines online and offline services, as well as commercial and investment banking, to provide tailored financial solutions for companies like Anhui Shuangjun Intelligent Technology Co., Ltd., which has maintained a 30% to 50% order growth rate [2]. Group 3: Supporting Small and Micro Technology Enterprises - The bank has responded to national policies aimed at supporting small and micro enterprises by enhancing its credit support, which is crucial for the survival and growth of these companies [4][5]. - As of the end of Q1 2025, Postal Savings Bank has served nearly 100,000 technology-based enterprises, with a financing balance exceeding 600 billion yuan (approximately 84.5 billion USD) [5]. Group 4: Future Directions - Postal Savings Bank plans to continue deepening its engagement in the technology finance market, promoting a virtuous cycle between technology, industry, and finance, and achieving mutual empowerment between finance and technology [5].