

Core Insights - Postal Savings Bank of China (PSBC) has effectively supported small and micro enterprises, exemplified by the case of a local merchant who received a loan of 1 million yuan within 3 working days, showcasing the bank's efficient service and flexible credit products [1][2] - The bank's industry loan products have served over 2,000 local small and micro enterprises and individual businesses, with a total credit amount exceeding 700 million yuan and cumulative loans surpassing 1 billion yuan [2] Group 1 - The case of the merchant highlights PSBC's commitment to "inclusive finance" and its strategic focus on supporting small and micro enterprises [1] - The bank has optimized its industry loan product system to address financing challenges faced by different sectors, offering tailored credit solutions and policies such as interest rate discounts and no principal repayment loans [1][2] - PSBC aims to enhance its customer-centric service philosophy and leverage technology to improve approval efficiency while innovating models to reduce financing costs [2]