年内超1200只组合类保险资管产品最新收益率为正

Core Insights - The insurance asset management industry has shown a strong performance in 2023, with 88% of the 1388 reported combination insurance asset management products achieving positive annualized returns as of May 25 [1][3]. Group 1: Performance of Insurance Asset Management Products - Among the 960 fixed-income products, 900 achieved positive returns, representing over 90%, with an average return of 2.76% and a median of 2.34% [3]. - In the equity products category, 240 products reported returns, with 180 showing positive returns and an overall average return of 7.42% and a median of 5.57% [3]. - Mixed products also performed well, with 188 products reporting returns, 143 of which were positive, yielding an average return of 5.21% and a median of 3.38% [3]. Group 2: Third-Party Fund Management - Combination insurance asset management products are crucial for attracting third-party funds, including those from banks and other financial institutions [4]. - The proportion of third-party funds in combination insurance asset management products has been increasing, with a total balance of 6.39 trillion yuan by the end of 2023, accounting for 75% of the total balance of insurance asset management products [4]. - The growth of third-party funds is expected to continue, driven by the need for insurance asset management institutions to diversify their funding sources [5]. Group 3: Future Outlook - The insurance asset management industry must adapt to a low-interest-rate environment and explore differentiated development strategies [6]. - Institutions are encouraged to enhance product innovation and customer service capabilities to improve brand influence and market competitiveness [6]. - There is a focus on developing long-term capital pathways to enhance fund allocation efficiency and enable investors to benefit from new productivity developments [6].