威海采取系列扎实举措，破局民营企业融资难题

Group 1 - The financing difficulties and high costs faced by private enterprises in Weihai are part of a long-term, global issue, prompting the local government to implement effective measures to improve the financial environment [1] - The total loan balance in Weihai has doubled over five years, with an average annual growth rate of 15.36%, ranking among the top in the province; as of the end of March, the total loan balance reached 624.79 billion yuan, with private enterprise loans at 130.06 billion yuan, reflecting a growth of 6.68% since the beginning of the year [1] - The average interest rate for newly issued loans in March was 4.3%, a year-on-year decrease of 0.42 percentage points, indicating a stable decline in comprehensive financing costs [1] Group 2 - A "1+N" regular bank-enterprise connection mechanism has been established, with over 30 government-bank-enterprise connection activities held annually, addressing information asymmetry and enhancing cooperation effectiveness [2] - The "Financial Partnership" mechanism aims to provide comprehensive financing services tailored to individual enterprises, focusing on supporting small and micro enterprises and individual businesses [2] Group 3 - The Weihai Finance Bureau plans to address the issue of financial institutions being hesitant to lend, aiming to attract more credit resources and support for private enterprises [3] - The initiative includes reducing the threshold for first-time loans, targeting at least 2,500 new first-time loan enterprises within the year, and expanding direct financing channels for eligible private enterprises [3] - Emphasis will be placed on nurturing technology-oriented private enterprises for potential public listings, with increased guidance and expedited processes [3]