岭南佳果映丹霞 金融助“荔”兴乡村

Core Viewpoint - The financial support and innovative measures implemented by the People's Bank of China in Maoming are significantly enhancing the development of the lychee industry, promoting rural revitalization and contributing to common prosperity. Financial Support Initiatives - The People's Bank of China in Maoming has established a comprehensive financial support system for the high-quality development of the lychee industry, including various preferential policies and financial cooperation agreements with local governments [2][3] - In 2023, the bank has injected a total of 3.575 billion yuan in loans and discounts to support agricultural and small enterprises, benefiting 2,580 market entities [2] Innovative Financial Products - Multiple banks have introduced over 10 specialized credit products related to lychee, such as "Lychee Loan" and "Lychee e-Loan," effectively increasing the accessibility and coverage of financial services for the lychee industry [5] - As of March 2025, the total loan balance for the entire lychee industry chain in Maoming reached approximately 3.286 billion yuan, reflecting a year-on-year growth of 16.3% [5] Digital Transformation - The establishment of the "Maoming Digital Chain Agricultural Industry Alliance" aims to provide comprehensive digital financial services across the entire lychee supply chain, facilitating the sale of lychees to over 12,000 farmers and 39 cooperatives [7] - A digital inclusive finance service area has been set up to enhance financial service quality for lychee-related tourism and e-commerce [7] Risk Management and Insurance - A comprehensive insurance system covering the entire lychee industry chain has been developed, including innovative insurance products for various risks associated with lychee production and transportation [8] - The insurance coverage for lychee plantations in Maoming exceeds 510,000 acres, with a total insured amount of 1.539 billion yuan [8] Economic Impact - The annual output value of the entire lychee industry chain in Maoming exceeds 12 billion yuan, with significant brand value growth and international market expansion [8]