柏楚电子: 员工借款管理制度

Group 1 - The purpose of the document is to strengthen the management of employee welfare loans, standardize the loan process, and ensure effective use of special funds for eligible employees [1] - The document applies to several companies under the group and specifies the conditions under which employees can apply for loans, such as purchasing a first home or treating acute illnesses of direct relatives [1] - The total amount allocated for employee welfare loans is 6 million RMB, managed by the finance department, with the possibility of recycling returned loans for future applications [1] Group 2 - Employees must meet specific criteria to qualify for loans, including passing annual performance evaluations and having a close relationship with major shareholders [1] - The loan application process involves pre-approval, submission of supporting documents, and signing a loan agreement within a specified timeframe [1] - Employees are required to repay loans within the agreed period, with provisions for a one-time extension of up to two years under special circumstances [1] Group 3 - The document outlines penalties for employees who fail to repay loans on time, including the obligation to return all borrowed amounts within a specified period [1] - The final interpretation of the management system is reserved for the company's board of directors, and the system is effective upon board approval [1]