让农村资源真正“活”起来 成都农商银行发放四川首笔公益林补偿收益权质押贷款

Core Viewpoint - The collaboration between the relevant departments of Chongzhou City and Chengdu Rural Commercial Bank aims to innovate financing mechanisms in the forestry sector, utilizing compensation rights from public welfare forests as collateral for loans, marking a significant step in addressing funding challenges for forestry operators [1][4]. Group 1: Financing Mechanism Innovation - Chengdu Rural Commercial Bank has successfully issued a loan of 5 million yuan based on the compensation rights of public welfare forests, which is the first of its kind in Sichuan [1][2]. - The loan issuance is part of a broader initiative to explore innovative financing models in the forestry sector, addressing the long-standing issue of funding shortages for farmers looking to develop under-forest economies [2][4]. Group 2: Impact on Local Farmers - Local farmers, particularly those involved in under-forest medicinal herb cultivation, have expressed increased confidence in expanding their operations due to the availability of this new funding source [3]. - The funding provided through the public welfare forest compensation rights pledge has resolved critical funding gaps for local cooperatives and individual farmers, enabling them to invest in larger-scale operations [2][3]. Group 3: Policy and Strategic Support - The recent policy document from the central government emphasizes the need for enhanced financial support to promote sustainable forestry practices and improve farmers' incomes [4]. - Chengdu Rural Commercial Bank is leveraging its experience from rural financial reform pilot projects to enhance rural property financing capabilities, which is essential for the overall rural economic development and revitalization [4][5]. Group 4: Systematic Solutions for Rural Financing - The bank is focused on addressing systemic issues related to asset rights confirmation, value assessment, and mortgage registration to facilitate rural property financing [5][6]. - A collaborative approach with local governments is being pursued to develop replicable service models that convert rural resources into capital, thereby injecting financial vitality into rural areas [6].