金融业促进服务消费怎么做，这些是关键→

Group 1 - The core viewpoint emphasizes the necessity for China to accelerate its transition to a consumption-driven growth model, particularly in the context of external market pressures and the need to boost domestic demand [1] - Service consumption is identified as a key area for expanding domestic demand, with its share of total household consumption steadily increasing [1] - The People's Bank of China has established a 500 billion yuan service consumption and elderly care relending program to encourage financial support for key service sectors [1] Group 2 - There is a significant gap between China's service consumption levels and those of developed economies, indicating substantial future growth potential [1][2] - High-quality supply shortages, particularly in sectors like home services, elderly care, and health, are major constraints on service consumption growth [2] - The need for improved standards and regulations in service consumption is highlighted, along with the importance of developing strong service brands [2] Group 3 - China's financial support for service consumption is robust, with a well-established multi-tiered consumer finance system that includes banks and consumer finance companies [3] - Financial institutions are innovating diverse consumer credit products to stimulate market activity, particularly in sectors like tourism and dining [3] - The financial sector is encouraged to enhance credit support for service consumption to facilitate consumption upgrades and economic circulation [3][4] Group 4 - There is a need for financial institutions to improve residents' participation in financial markets and diversify their asset allocation [5] - Financial literacy and the development of digital, inclusive financial products are essential for enhancing the quality of financial services available to residents [5] - A focus on creating a financial product and service system that aligns with consumer demand is necessary to foster a mutually beneficial relationship between consumption and finance [5] Group 5 - Financial institutions should tailor their services to the characteristics of different service consumption sectors and enhance their overall service capabilities [6] - The integration of financial services into consumption scenarios is crucial for improving customer acquisition and retention [6]