一省级农商银行开业次日部署多项重点工作

Core Viewpoint - The Inner Mongolia Rural Commercial Bank emphasizes that the reform of rural credit institutions is a systematic project that requires substantial efforts and cannot rely on past practices or external assistance to succeed [1][2]. Group 1: Reform and Governance - The bank's chairman, Liu Feng, highlights the need for genuine reform to address issues such as improving corporate governance, strengthening risk control systems, and promoting business development [2]. - Liu Feng stresses the importance of actively resolving historical issues and maintaining the safety of state capital and shareholder rights [2]. Group 2: Operational Strategy - The bank aims to balance asset growth and liability cost control to achieve annual operational goals [2]. - There is a focus on the collection and resolution of non-performing loans, particularly from employees and public officials, ensuring clarity in debt obligations and accountability in recovery efforts [2]. Group 3: Establishment and Efficiency - The Inner Mongolia Rural Commercial Bank has set a record for the fastest establishment of a provincial rural commercial bank, consolidating 121 institutions into a unified legal entity [3]. - The efficiency of the bank's establishment is attributed to strong policy support, reform motivation, and thorough preparatory work, aided by local government and regulatory guidance [4]. Group 4: Advantages of Provincial Rural Commercial Banks - Provincial rural commercial banks possess strong integration capabilities, optimizing resource allocation across previously fragmented rural credit institutions [4]. - They provide extensive financial services to local economies through numerous urban and rural branches, tailored to meet local needs [4]. - The banks can innovate products and establish unified risk monitoring mechanisms to identify and mitigate potential risks effectively [4].