加速退场！今年以来184家小银行撤并，数量接近去年全年总量

Group 1 - The core viewpoint is that small and medium-sized banks are accelerating their exit from the market, with a significant increase in mergers and dissolutions in 2023 compared to previous years [1][2] - In the first five months of 2023, 184 small banks were approved for mergers or dissolutions, which is seven times the number from the same period in 2022 and nearly the total for the entire year of 2022 [1] - On May 16, 2023, 120 small banks in Inner Mongolia were dissolved as part of a merger into a newly established provincial rural commercial bank [1] Group 2 - The trend of mergers and dissolutions among small banks is expected to continue, with projections indicating 204 small banks will merge or dissolve in 2024 [2] - Analysts suggest that the era of rapid expansion for banks is over, and future development will focus more on quality rather than quantity, leading to a reduction in independent legal entities in the banking sector [2] - As of March 2025, there were 3,713 banking institutions participating in deposit insurance, a decrease of 48 from the end of 2024, all of which were small banks [2]