「e公司观察」封闭流转增保障属性 深圳配保房增加购房者选择

Core Points - Shenzhen's housing authority has released two drafts for public consultation regarding the management of affordable housing, clarifying the framework for the new "purchase-based affordable housing" policy, which will be permanently non-transferable to commercial properties [1] - The new affordable housing system in Shenzhen will consist of three categories: public rental housing for residents in need, rental housing for new citizens and talents, and purchase-based affordable housing aimed at low-income workers, which is the only category that can be sold [1][2] - The existing market includes three types of saleable policy housing: saleable affordable housing, saleable talent housing, and shared ownership housing, with the latter being a relatively new product with limited availability [1][2] Summary by Category Affordable Housing Policy - The purchase-based affordable housing (referred to as "配保房") will have strict management and will not be convertible to commercial properties, thus enhancing its protective attributes [1][2] - The policy aims to provide housing options for middle and low-income earners, with units sized below 70 square meters and strict regulations against changing their status [2] Market Dynamics - The rental return rates are a key indicator for assessing housing prices, and the introduction of purchase-based affordable housing is expected to lower overall housing costs and improve rental yields [3] - The existing affordable housing options, such as saleable affordable housing and talent housing, are still available in significant numbers, but they can eventually convert to commercial properties, which may limit the stock of affordable housing [3]