Zhong Guo Jin Rong Xin Xi Wang·2025-05-29 11:34Core Viewpoint - Digital technology is recognized as a "new blue ocean" for economic development and a "new driving force" for livelihood security, with the Bank of China Guangxi Branch implementing various measures to enhance financial support for consumption [1] Group 1: Digital Platform Development - The "CGB Life" app provides comprehensive real estate information and a one-stop loan service, significantly improving the home-buying experience for customers like Mr. Huang, who received a 300,000 yuan "Jianyi Loan" for home renovation [2] - The Guangxi Branch has established an industry-leading "panoramic" housing finance service system, integrating public data and using intelligent algorithms for property evaluation, enhancing the home-buying decision-making process [2] Group 2: Smart Service Integration - The Guangxi Branch has introduced digital models for consumer loan credit assessment, allowing for quick loan approvals at events like the "Spring Home Decoration Festival," where customers experienced instant loan limits and transparent interest rates [3] - The bank supports the "old-for-new" consumption policy by providing financial incentives and integrating government consumption vouchers, thereby enhancing consumer experience and stimulating market activity [3] Group 3: Personalized Financial Solutions - The Guangxi Branch offers personalized online services such as "one-click extension" and "one-click installment" repayment options, helping customers like Mr. Lu manage unexpected financial difficulties [4] - The introduction of the "Easy Supply" repayment method for personal housing loans aims to alleviate initial repayment pressure for borrowers, reflecting the bank's commitment to customer-centric financial solutions [4]