美国4月待售房屋签约量下降6.3% 西部市场跌幅最大

Core Insights - The U.S. housing market is experiencing a significant decline in pending home sales, with a month-over-month decrease of 6.3% in April 2025, affecting all four major regions [1] - The Pending Home Sales Index (PHSI) dropped to 71.3 points, reflecting a 6.3% decrease from the previous month and a 2.5% decrease year-over-year [1] - Mortgage rates are identified as a critical factor influencing home buying decisions, with experts suggesting that a reduction in these rates is essential to attract more buyers back to the market [1][2] Regional Performance - The Northeast PHSI recorded 62.1 points, down 0.6% month-over-month and 3.0% year-over-year [1] - The Midwest region saw a PHSI decrease of 5.0% to 73.5 points, but it experienced a year-over-year increase of 2.2% [1] - The South's index fell by 7.7% to 85.9 points, with a year-over-year decline of 3.0% [1] - The West region performed the worst, with a PHSI decrease of 8.9% to 53.3 points and a year-over-year decline of 6.5% [1] Market Conditions - The Midwest region is noted for having relatively affordable housing, with typical home prices around $313,000, which is approximately 25% lower than the national median [2] - The current housing inventory is at its highest level in nearly five years, providing buyers with greater negotiating power [2] - Despite the increased inventory and buyer leverage, persistently high mortgage rates continue to limit the release of housing demand [2] - Experts believe that a significant recovery in the U.S. real estate market's sales activity is contingent upon a noticeable decline in mortgage rates [2]