Moody's Affirms Bigbank’s Ratings and Assessments

Core Viewpoint - Moody's Ratings has affirmed all ratings and assessments of Bigbank AS, but revised the outlook on the bank's long-term deposit rating from stable to negative [1]. Company Overview - Bigbank AS is a commercial bank with over 30 years of operating history, owned by Estonian capital [1]. - As of April 30, 2025, Bigbank's total assets amounted to €2.9 billion, with equity of €274 million [1]. - The bank operates in nine countries, serving more than 170,000 active customers and employing over 550 people [1]. Ratings Summary - Moody's assigned Bigbank a long-term bank deposit rating of Ba1, with a baseline credit assessment (BCA) and an adjusted BCA of Ba2 [1]. - The long-term and short-term deposit ratings are Ba1/NP, and the long-term and short-term counterparty risk ratings are Baa2/P-2 [2]. - The long-term and short-term counterparty risk assessments are Baa2(cr)/P-2(cr) [2].